Instant Personal Loans Made Simple & Secure
Apply online in 2 minutes. Get up to ₹5,00,000 disbursed in your account within hours. No paperwork. No stress.
- 100% Digital Process
- Low Interest Rates
- Flexible Tenure
- No Hidden Charges
Or talk to a loan advisor: +91 88006 49173
Apply for an Instant Personal Loan
Fill the form below to get a pre-approved offer in minutes.
Why Choose MoneyWideCapital?
We are committed to providing you with the best loan experience. Here's what sets us apart.
Quick Approval
Get approval in minutes with minimal documentation.
Lowest Rates Guaranteed
Enjoy interest rates starting from 10.49% p.a.
100% Online
Apply from anywhere, anytime. No branch visits needed.
Transparent Process
Clear terms, no hidden charges or surprises.
Flexible Repayment Options
Choose loan tenure from 6 to 60 months.
Secure & Trusted
Your data is protected with top-tier encryption and privacy protocols.
How It Works
A simple, 3-step process to get your loan.
Submit Application
Fill out our simple online form with your basic details — it takes less than 2 minutes.
Receive Loan Offers
We match you with the best personal loan offers suited to your profile.
Get Disbursal
Once approved, the loan is disbursed directly to your bank account within hours.
Plan Your Finances
Use our free calculators to plan your EMIs, investments, and financial goals. Make informed decisions with our easy-to-use tools.
Explore All CalculatorsEMI Calculator
Calculate your Equated Monthly Installment (EMI) for a loan.
Our Loan Products & Services
We offer a wide variety of financial products to suit your every need.
Personal Loans
Get unsecured personal loans for medical emergencies, travel, weddings, or home improvement.
- Loan Amount: ₹10,000 to ₹5,00,000
- Tenure: 6 to 60 months
- Quick disbursal & paperless documentation
Business Loans
Fuel your startup or grow your existing business with fast, collateral-free loans.
- MSME-Friendly
- Low Processing Fee
- Upto ₹10 Lakhs available
Credit Cards
Choose from a wide range of credit cards with cashback, rewards, and travel benefits.
- Lifetime Free Options Available
- No Hidden Fees
- Easy Online Application
Balance Transfer
Transfer your existing personal loan to us and enjoy lower EMIs.
- Save up to ₹50,000 on interest
- Quick processing & minimal documentation
Eligibility Criteria
- Indian Citizen
- Age: 21 to 60 Years
- Salaried or Self-Employed
- Monthly Income: ₹15,000 or above
- Valid PAN and Aadhaar
Documents Required
- PAN Card
- Aadhaar Card / Voter ID
- Salary Slip / ITR
- Bank Statement (Last 3 months)
Credit Score
A good CIBIL score can get you better rates, but it's not a deal-breaker.
We welcome applications from all credit profiles, including those with no prior credit history.
Benefits of Applying Through Us
- Zero Brokerage or Hidden Fees
- Offers from Multiple Banks & NBFCs
- Credit Score Friendly Process
- One-time ₹99 fee for processing & expert guidance
- Personal Relationship Manager Support
- Instant Status Updates on WhatsApp
Our Trusted Partners
We've partnered with India's leading banks and NBFCs to bring you the best loan offers.
Representative Example (APR)
If you borrow ₹1,00,000 for 12 months at an interest rate of 11.20% p.a. with a processing fee of ₹1,500 + GST, the total interest payable would be ₹6,239, and the APR would be 14.50%. Your monthly EMI would be ₹8,853. The total amount repaid would be ₹1,06,239.
*Disclaimer: These numbers are for representative purposes only. The actual rates and charges may vary based on your profile and the lender's policies.
Frequently Asked Questions
Have a Question?
Fill out the form below and one of our experts will get back to you shortly.